We have been in the accounts receivable factoring business since 1979, are independently owned, and have a powerful track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's roller coaster rides and in doing so, can lend a helping hand to get you through any tough circumstances you might suffer. We won't go out of business when the times get tough, like some other accounts receivable factoring companies sadly have in the past.

All factoring companies have yardsticks for size, industry, and risk. It's just about impossible for you to determine which accounts receivable factoring business is a suitable fit for you. By contacting us, we'll get to know your situation very quickly and help you find the best fit for your company - whether it's with us or another accounts receivable factoring company.

We have an enormous A-list of accounts receivable factoring industry colleagues, these close relationships were built over 20+ years in the business. So, after you take the time to run through what you need to us, we have all the confidence in the world that you will find precisely what you need..

A lot of accounts receivable factoring firms let you pick and choose your customers to factor. Although a few of them generally require a minimum amount prior to doing business with you. With us you have the freedom to pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our accounts receivable factoring agreement is a little like having a credit card in your pocket. You carry it to use when you need it but don’t sign an agreement which will make you use accounts receivable factoring when you don't need it.

A lot of accounts receivable factoring firms fees are hidden. You better take out your magnifying glass to read the fine print. You can be sure, We will not treat you this way.  We are unconditionally transparent about our fees. When you apply, you are given a truthful, no obligation rate offer with the fee for your business. It is going to be tough finding another factoring company, if any, that will be unconditionally transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Accounts Receivable Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For instance, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our normal advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few invoice factoring firms are funded by Wall Sreet bankers. We are a privately held company and don't take marching orders from investors and boards. Like you, we are like-minded business people and we have cleared many of the obstacles that a business encounters. We listen to your story, understand your concerns. Based on that information we will put together a tailored solution for you. A lot of invoice factoring firms especially the Silicon Valley Fintech ones mostly count on an algorithm to determine your company's funding program. Who do you want to count on as a cash flow partner to fund your business?

A lot of accounts receivable factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. With us, you are set up with a dedicated account administrator to be your point of contact – who knows your business really well, and can assist you in ways the others just can't or don't want to be bothered.

Don't ignore the fact that the accounts receivable factoring business will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is beyond compare. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our superb service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. We also keep an eye on each invoice and follow them like your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if needed until payment is received.

Our business credit monitoring systems allow us to see recent negative trends so that we can protect you from dicey transactions. You have 24/7 access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection concerns so to correct them right away.

You get 24/7 direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Stay ahead of negative payment trends. This is essential to avoid unnecessary write-offs.

Our company incorporates state-of-the-art technology to efficiently run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means much lower rates for you. A lot of other companies are not even in the ballpark.